Fee-Only Advice Cazenovia, NY
Inflation stability and the trend in inflation rates matter more than the actual inflation rate itself. It is inflation stability that is a primary driver of the market performance says, Ed Easterling of Crestmont Research and author of Financial Physics. His research explains: Inflation stability correlates with secular bull markets* or above average returns. (*See […]
Prudent investors understand the necessity of owning precious metals such as gold. We agree that in the short term gold has entered a cyclical bear market, but the long term reasons for owning gold are intact. In fact, given the delayed nature of money printing policies and inflation, one could make the case that the […]
The last two times the S&P 500 Index hovered within striking distance of a new high at year end was December 2001 and December 2007. Both times the index level went on to see double-digit declines of 47% and 58% respectively. Roughly speaking, both experiences required five years of 100% rallies for stock indices to […]
Despite Variable Annuities (VA) high fees and hefty commissions for insurance salesman, they can make sense in select cases. According to Mason Dinehart III, a national expert witness and consultant for litigation and arbitration involving securities, insurance and annuities, variable annuities should be viewed as strictly supplemental retirement investments. These VA’s are generally quite expensive […]