What the Market Wants—Inflation Stability!

What the Market Wants—Inflation Stability!

Inflation stability and the trend in inflation rates matter more than the actual inflation rate itself. It is inflation stability that is a primary driver of the market performance says, Ed Easterling of Crestmont Research and author of Financial Physics. His research explains: Inflation stability correlates with secular bull markets* or above average returns. (*See […]

Currency Wars Chaos

Currency Wars Chaos

Inflation in Brazil is on a tear rising 1.8% to 6.8%. Brazil is famous for openly (usually declarations are implied but not stated) declaring a currency war back in March 2012 citing the typical narrative : “When the real appreciates, it reduces our competitiveness. Exports are more expensive, imports are cheaper and it creates unfair […]

Minding your mutual fund fees

Minding your mutual fund fees

Focusing in On Mutual Fund Fee’s This article was originally published in the Cazenovia Republican on June 25th, 2012 Getting investing “right” is no easy task. There is thing however; you can definitely get right every time! Your mutual fund costs. Let’s briefly review how paying a 1% higher fee can impact a portfolio ending […]

2013 Outlook: Here We Are Again…

2013 Outlook: Here We Are Again…

The last two times the S&P 500 Index hovered within striking distance of a new high at year end was December 2001 and December 2007. Both times the index level went on to see double-digit declines of 47% and 58% respectively. Roughly speaking, both experiences required five years of 100% rallies for stock indices to […]

Variable Annuities: High Cost for Lower Returns

Variable Annuities: High Cost for Lower Returns

Despite Variable Annuities (VA) high fees and hefty commissions for insurance salesman, they can make sense in select cases. According to Mason Dinehart III, a national expert witness and consultant for litigation and arbitration involving securities, insurance and annuities, variable annuities should be viewed as strictly supplemental retirement investments. These VA’s are generally quite expensive […]

July Market Review

July Market Review

The S&P 500 rose 1.3% and the Dow Jones Industrial average fell 1.1% in July. 10-year US Treasury bonds returned 1.0%. 30- year US Treasury bonds returned 2.3%. Healthcare and Utility sectors led the way again returning 1.9%. Gold was up 1%. Crude oil prices rebounded 3.1%. These returns give the appearance of a low […]

DARK HORSE WEALTH 2ND QUARTER REVIEW

DARK HORSE WEALTH 2ND QUARTER REVIEW

Market Review The S&P 500 fell 3.3% and the Dow Jones Industrial average dropped 2.5% in the 2nd quarter. Meanwhile, 10-year US Treasury bonds returned 5.8% and 30-year US Treasury bonds returned 12.7% in the 2nd quarter. Healthcare and Utilities are the only two sectors to end the quarter in the green with utilities leading […]

Have You Saved Enough to Retire?

Have You Saved Enough to Retire?

This article appeared in the Cazenovia Republican on July 4th 2012.  Some people saving for retirement have always driven a Mercedes and they make retirement plans so they can drive one in retirement. These investors with half million or more in retirement assets have a hands-on financial adviser who will help them make an estimate […]

May Market Review

May Market Review

WHAT WE DO Dark Horse Wealth provides investment management services to individuals and businesses. We service IRA, 401 (k) and taxable accounts. MARKET RECAP Safety and income strategies paying off. Boring old US Treasury bonds outperform. The Dow Jones Industrial Average fell 6% in May. Oil plunged $18 a barrel to end month at $86. […]