Fee-Only Advice Cazenovia, NY
Astute investors focus in on the bond market yield curve. By Judson Ames In assessing the market selloff this week the casual investor was likely focusing on the headlines surrounding the potential for escalating “trade-war” between the U.S. and China, however, the more astute investors are starting to focus in on the shape of the […]
As parents, planning for our child’s future is a top priority, and that includes saving for their education. Yet, the fear of investing in a 529 Savings Plan and the possibility of unused funds if our child doesn’t attend college can be a deterrent. However, recent legislative changes have alleviated these concerns and revolutionized the […]
Exploring Often Overlooked Retirement Expenses and Expert Strategies for Effective Management Retirement is a well-deserved phase of relaxation and enjoyment, but it can also bring unforeseen expenses that catch many retirees off guard. To ensure financial peace during this pivotal time in your life, it is crucial to be prepared and plan ahead. In this […]
As we covered in a related post, When Should You Take Your Social Security, [link] most of us have been paying into the program our entire working life. We’re counting on receiving some of that money back in retirement. But then there are those headlines, warning us that the Social Security trust fund is set […]
It’s hard, and often counterproductive to comment about breaking news while it’s still moving through the proverbial grinder … which is why we usually don’t do so. However, we feel it’s worth commenting on the current, growing number of regional bank runs. Before taking a look at the details, we’ll lead with two larger assurances: […]
Ever since President Franklin D. Roosevelt signed off on the 1935 Social Security Act, most Americans have ended up pondering this critical question as they approach retirement: “When should I (or we) start taking my (or our) Social Security?” And yet, the “right” answer to this common query remains as elusive as ever. It depends […]
To say the least, there’s been plenty of political, financial, and economic action this year—from rising interest rates, to elevated inflation, to ongoing market turmoil. How will all the excitement translate into annual performance in our investment portfolios? Markets often deliver their best returns just when we’re most discouraged. So, who knows! While we wait […]